Congratulations on your decision of home ownership!   With historically low interest rates and low housing prices, real estate is currently a great investment.   To ensure a successful purchasing experience, I recommend having a business meeting with you first  to understand your goals and objectives so that we can work toward achieving your desired outcome.  

Much like any coach, he/she would not send his/her team out onto the field without a clear game plan in place.   Consumers often rush out to look at homes without clear objectives in mind as to their price range or the time frame in which they plan to purchase.  I believe in investing time upfront in your search process to listen and understand your needs so that I can better assist you to achieve your goals.  Like any sports game you also need to anticipate and react to changes, therefore I recognize your needs may change during the process and I remain flexible to your situation.

Most home buying/purchasing experiences are based on the following steps:

1. Interview/Select a REALTOR with whom you feel comfortable being in a business relationship with - you will need to trust and feel confident with this person and hopefully like them too!   Why do business with someone who will not make your experience enjoyable?   Write down characteristics and/or attributes you are looking for in a REALTOR.  Is this person knowledgeable, organized, an effective communicator, provides sound advice and will they represent my best interests?
Do background checks by contacting the MA/NH Real Estate Commissions (603) 271-2701 and their local board, Granite State South Board of Realtors (603) 893-5313 to ensure that there are no outstanding grievances or complaints on the REALTOR and be sure to verify that they are licensed.

For a complimentary meeting to interview me as your prospective REALTOR or to review the home purchasing process or to prepare yourself for a purchase in the future by getting your finances in order today (to help you achieve a higher credit score - and therefore a lower interest rate) please feel welcome to contact me today via e-mail at catherinezerba@masiello.com or via cell/text at (617) 688 -6024.

1a. How do you want your REALTOR to represent you?  As a customer or as a client?(non-agency/facilitator or buyer agency/designated) buyer agent)  Ask for an explanation of the different Agency Representations available to you.

2. Financing - Simultaneously to or after our initial business meeting, I suggest we bring a mortgage lender on board our team.  Financing has never been so critical , or scrutinzed, a transaction than it is now.   Knowing what a $300,000 home will cost you on an annual or monthly basis, including property taxes and insurance, may provide you with a better idea if you want to stay in or adjust your price range parameters.  Also, be sure to be provided with a Good Faith Estimate and you will need a Pre-Approval Letter in order to make an offer on any property.  I welcome working with someone you may have already selected or I can provide you with names of resources from satisfied clients.
For the new Good Faith Estimate Form, click on the following link; http://www.hud.gov/content/releases/goodfaithestimate.pdf