Haverhill Homes under $500,000

Welcome to Haverhill, Massachusetts, a charming city that beautifully blends rich history with modern living. Nestled along the Merrimack River, Haverhill is known for its vibrant downtown, picturesque parks, and a strong sense of community. With a population of around 60,000, this city offers a welcoming atmosphere while providing residents with access to a plethora of amenities, including shopping, dining, and recreational activities.

Haverhill boasts a variety of architectural styles, from historic colonial homes to contemporary townhouses, making it a diverse and appealing place to call home. One of the most exciting aspects of Haverhill is its affordability. For homebuyers seeking value, there is a wonderful selection of homes available for under $500,000. These properties offer not only affordability but also the opportunity to invest in a growing city that is on the rise.

Imagine settling into a cozy three-bedroom colonial with a sprawling backyard, perfect for family gatherings or summer barbecues. Or perhaps you prefer a modern condo with stunning river views, allowing you to enjoy the beauty of Haverhill right from your living room. With a range of options to suit various lifestyles and budgets, Haverhill is an ideal destination for first-time homebuyers, families, and anyone looking to embrace a community-oriented lifestyle.

With its rich history, affordable housing, and vibrant community spirit, Haverhill is more than just a place to live; it’s a place to thrive. Come explore what this delightful city has to offer and find your dream home today!

Newest Haverhill Homes under $500,000

$485,000

4 Beds ⋅ 2 Baths ⋅ 5112717 MLS

Waterfront living meets log home charm in the Mountain Lakes community! Set on .81 acres in a lovely area, this four-bedroom, two bath home offers a welcoming lakefront retreat with space to gather, relax and enjoy the water just steps from your door. The main level features an open living, dining and kitchen area with a gas fireplace, creating a comfortable gathering space throughout the seasons. Glass doors lead out to a lovely deck overlooking the lake, the perfect spot for morning coffee, outdoor meals or a quiet evening taking in the setting. Two bedrooms and a full bath complete this level, while the loft offers additional flexible space ideal for a bunk room. The lower level includes two more bedrooms, a bonus area, a 3/4 bath and laundry. A walkout provides easy access to the lake, making it convenient to head outside for a swim or spend an afternoon along your own private waterfront. With bedrooms on both levels and additional gathering space, the layout offers room for guests to spread out while still enjoying time together. Beyond the property, a short walk or drive brings you to Mountain Lakes amenities, including a swimming pool, shared beach access, playground and a basketball/tennis court. Enjoy a day by your own waterfront or take advantage of the community’s recreation opportunities. From summer days on the lake and colorful fall mornings on the deck to cozy evenings beside the fireplace, this home offers something to enjoy in every season. Whether you’re looking for a year round home or a waterfront getaway, this property brings together a versatile layout, the character of a log home and a lovely lakeside setting.

275 White Mountain Rd, Haverhill

$349,999

2 Beds ⋅ 1 Baths ⋅ 73586031 MLS

Welcome to 20 Chadwick Street, Unit 20A — a home that makes a beautiful first impression and only gets better from there! With curb appeal for days, this charming Haverhill residence offers approximately 1,000 square feet of inviting living space and the perfect setting for your next chapter. Step inside and discover a home filled with warmth and character, with comfortable spaces to relax, entertain, and make memories. Whether you’re a first-time buyer, downsizing, or simply looking for a place that feels like home the moment you arrive, 20 Chadwick Street is ready to welcome you. Come see the charm, enjoy the neighborhood, and fall in love with your next home! Ope Houses 10/3/2026 1-3 PM and 10/4/2026 1-3 PM

20-A Chadwick St Unit 20A, Haverhill

$459,900

3 Beds ⋅ 2 Baths ⋅ 73585251 MLS

Looking for the space and privacy of a single-family home without the price tag? This bright 3-bedroom end-unit condex is tucked away on a quiet Bradford cul-de-sac and has so much to offer. The updated kitchen features granite counters, maple cabinets, gas cooking and a center island, with easy access to the deck and backyard. Hardwood floors carry into the open dining and living area, where a gas fireplace and bay window add plenty of light and charm. Upstairs are three bedrooms and a full bath while the finished lower level gives you bonus space for a home office, gym, playroom or movie room. And the backyard? It’s a big one—private, fully fenced and ready for summer BBQs, a fire pit, pets, gardens or just hanging out. Your storage shed holds the yard tools. Add in a new roof, gas heat, central AC, newer windows, easy highway access and best of all—NO HOA fees. Condo convenience with a backyard that feels anything but condo! Offer deadline Monday, October 5 at 5pm.

22 Riverbank Circle Unit 22, Haverhill

$499,000

2 Beds ⋅ 3 Baths ⋅ 73585104 MLS

Welcome to Shoe City! Be the third generation to own this house and make it your home with your personal aesthetic touches and desired upgrades. This is a King or Queendom made for entertaining! There is over a half an acre with commanding street frontage & a fully fenced backyard, providing a safe, spacious haven for play & relaxation.The main living level has a living room with a lovely bay window & fireplace. The generous sized kitchen has plenty of cabinetry, drawers & counters with room for an additional prep area & storage. The dining room has a built-in hutch for a small bar, hors d’oeuvres or serving essentials. Between these rooms is a gracious pass-through window for easier engagement with your guests. The slider leads out to the back deck where you can show off your grilling skills & provide an impressive buffet. Take the stairs to the sprawling, well-maintained yard with a luxurious above-ground pool. Enter through the lower patio slider to continue the party. There is a large bar with sink, fireplace & a half-bath convenient for pool & party goers. There is a laundry room with utility sink & shelving for washing wet towels & bathing suits without having to bring them through the house.At the end of the extra-long driveway is a deep garage with direct interior access—making loading & unloading out of the weather completely hassle-free. The attached utility room provides extra storage with an additional exterior door for accessing & storing equipment & tools for the pool & yard maintenance. Above the generous sized main bedroom with ensuite, there is a pull down ladder to access to attic space that extends along the width of the bedroom towards the living room. Bonus storage in a deep closet under the split-entry stairs. The guest bedroom with good-sized closet could be used as a home office or a custom walk-in closet for an extended wardrobe.Live on an exceptionally wide residential street lined with eclectic architecture spanning from the late 1800's - mid 1990’s.This house is near Winnekenni Castle & Park, the natural beauty of Lake Saltonstall, Kenosha Lake, Lake Pentucket, the Dudley Potter Trail & Castle Trail West with easy access to major highways, downtown & the NH border.By the turn of the 19th century, Haverhill was known as the “Queen Slipper City", reigning supreme in the shoe industry.So, tie those laces, buckle up tight and put your boots to the ground. Don't sneak(er) around or be a loafer. Slip(per) on over to your new home.

21 Westland Terrace, Haverhill

$399,000

3 Beds ⋅ 2 Baths ⋅ 73584773 MLS

NO MONTHLY CONDO FEE! Welcome to 56 South Riverview Street in Haverhill, a beautifully updated 3-bedroom, 1.5-bath townhouse-style condo offering 1,184 sq. ft. of living space and the benefits of condo living without the typical monthly condo fee—just the annual master insurance. 56 South RiverviewOffered at $399,000, this move-in-ready home has been freshly painted throughout and features numerous major updates. The kitchen was completely updated in 2021 with new cabinetry, soft-close drawers and doors, new appliances and a new slider. Additional improvements include a new roof in 2021, furnace in 2018 and water heater in 2022, taking care of many of the big-ticket items for the next owner.The townhouse-style layout offers three bedrooms, 1.5 baths and comfortable living space, along with the convenience of your own garage. Whether you're a first-time buyer, downsizing, or looking for an alternative to renting or paying substantial monthly condo fees, this property offers an excellent opportunity.Conveniently located near I-495, making commuting north or south a breeze, while also just minutes from downtown Haverhill's restaurants, shopping, entertainment and commuter amenities.No monthly condo fee, major updates, 3 bedrooms, garage and a commuter-friendly location—all at $399,000.OPEN HOUSE — Sunday, October 4th, 11:00 AM–12:30 PM. Come see what makes 56 South Riverview Street such a great opportunity!

56 South Riverview Unit 56, Haverhill

$449,900

3 Beds ⋅ 3 Baths ⋅ 73584262 MLS

Located in the up and coming city of Haverhill, this condominium offers an inviting home, ready for you to move right in. The heart of this home is undoubtedly the kitchen, a space designed for both entertaining and preparing meals with ample cabinet and counter space and easy serving access to the dining area. The living room mirrors this attention to detail, where crown molding adds a touch of sophistication and elegance to the space. The convenience of a laundry room, makes daily chores that much easier. With three bedrooms and two full bathrooms, plus one half bathroom, there is ample space for comfortable living. The convenience of a one-car garage adds to the appeal. Access to all that Haverhill has to offer, you will not want to miss this! Showings will begin at Open House Saturday 11am-12:30pm

124 Locust St Unit 124, Haverhill

$284,900

2 Beds ⋅ 1 Baths ⋅ 73583694 MLS ⋅ ['Wingate Condominium'] BLDG.

Welcome to Wingate Condominiums in the heart of downtown Haverhill! This 2-bedroom, 1-bath condo offers a great combination of character, convenience, and city living. The unit was freshly painted (2022) and features custom blinds, bedroom carpeting (2022), stainless steel appliances including newer (2024) refrigerator and dishwasher. The kitchen offers stone countertops and a peninsula with seating, while engineered hardwood floors, exposed brick, and high ceilings add character and charm to the open concept living space. Additional features include central A/C, elevator access, secured building entry, and an intercom system. Laundry is conveniently located on the same floor, just outside the unit. Includes a deeded off-street parking space (#13) and a private, walk-in storage unit (#402). Heat, central AC, and hot water are INCLUDED in the condo fee. The location is hard to beat, with the commuter rail just steps away and downtown Haverhill’s restaurants, coffee shops, shopping, entertainment, and local amenities right outside your door. Easy access to Interstate 495 makes commuting throughout the area convenient. Whether you’re looking for a comfortable home, a convenient commuter location, or a low-maintenance lifestyle, this condo has the features and location to make everyday living easy. Enjoy the character of the space along with the convenience of parking, private storage, central A/C, elevator access, in-building laundry, and heat and hot water included.

21 Wingate Unit 402, Haverhill

$349,900

3 Beds ⋅ 2 Baths ⋅ 5111793 MLS

Come see this cozy 3 Bedroom 1.5 Bathroom Home. So much offered for a full time family or seasonal visitors with a vaulted cathedral living room with a working fireplace, gorgeous woodwork throughout, lots of recent updates to the home, large front deck for Barbecuing and coffee mornings, one car garage in the walkout basement level. A strong short term rental track record comes with this property though it is equally a perfect family home for the right buyer. Additionally, being under 30 minutes to Loon and Cannon Ski resorts and just outside the White Mountains National Forest, this home has excellent rental history for owners looking to to supplement costs with income as a vacation rental. Come see all the magic this one of a kind home has to offer. It is priced to sell! - Mountain Lakes District is a four season recreational community with lakes, beaches, swimming pool, a basketball court, tennis courts, recreation lodge, playgrounds, baseball field, sledding hill, and more. Not to mention all the incredible nature views and mountains scenery. All without an association fee! Non motorized crafts only allowed on the lakes.

125 Bear Rd, Haverhill

$379,000

2 Beds ⋅ 2 Baths ⋅ 73582872 MLS ⋅ ['Farrwood Green'] BLDG.

Modern, Move-In Ready Townhome in a desirable location- tucked away in a peaceful setting right on the North Andover line. The interior has been refreshed with all-new engineered hardwood flooring with fresh paint- creating a clean, inviting feel throughout. The newly remodeled eat-in kitchen features modern cabinetry, stylish countertops, new appliances, and new slider leading to a balcony overlooking the private tree-lined backyard. Two generously sized beds on 2nd floor with full bath. The walk-out lower level offers a partially finished area perfect for a flex space such as office or workshop, while the remaining unfinished space provides plenty of room for a home gym, extra storage, etc. Mechanical updates include conversion to natural gas heat and the addition of central air, offering both comfort and efficiency year-round. With its desirable location, versatile three-level layout, private outdoor setting, and extensive updates, this townhome offers the perfect blend of modern convenience and low-maintenance living—a home that may just check all your boxes.

31 Farrwood Dr Unit 31, Haverhill

$265,000

1 Beds ⋅ 2 Baths ⋅ 73582648 MLS

On the market for the first time in 22 years, this charming 1-bedroom, 1.5-bath condo offers effortless first-floor living in a convenient Haverhill location. Enjoy a functional, single-level layout, plus the added bonus of two dedicated parking spaces. Located just minutes from downtown Haverhill's shops, restaurants, and the scenic Merrimack River Riverwalk, this home also offers easy access to the Haverhill Commuter Rail for a quick trip into Boston. Outdoor lovers will appreciate nearby Winnekenni Park and Castle, while commuters benefit from close proximity to Routes 97 and 495. A rare opportunity to own a low-maintenance home in a well-established community- don't miss it!

444 Main St Unit A, Haverhill

$395,000

4 Beds ⋅ 2 Baths ⋅ 5111422 MLS

Welcome to this immaculately maintained mid century modern home gem set on 1.2 private acres along Route 116 in North Haverhill! Lovingly cared for by the same family for over five decades, this 4-bedroom, 2-bath home offers 2,388 sq ft of thoughtfully laid-out living space with a truly unique multi-level floor plan you won't find in a typical home. The showstopper is the stand-alone fireplace with a striking copper insert, complete with a built-in cooktop alongside it ,a rare, one-of-a-kind feature perfect for cozy nights in. The partially finished lower level extends your options with additional living area plus garage/storage space, while the attached garage and open front porch round out the home's practical, welcoming layout. Enjoy the efficiency of propane heat, a modern mini-split A/C system, and a durable standing-seam metal roof. Move-in ready and shining with pride of ownership throughout , this one-of-a-kind property is not to be missed!

277 Benton Rd, Haverhill

$425,000

2 Beds ⋅ 2 Baths ⋅ 73581703 MLS ⋅ ['Cherry Hill'] BLDG.

Welcome to Cherry Hill. This spacious 3-level townhome offers 2 bedrooms, 1.5 bathrooms, 1,171 sqft of living space and an attached 1-car garage, combining low-maintenance living with the space and functionality of a traditional home. The main living level features an open-concept layout connecting the kitchen, dining and living areas, along with a convenient half bath and direct access to your own deck. Upstairs, you'll find 2 generously sized bedrooms and a full bathroom with shower tub and laundry, while the lower level provides garage access, a great mudroom with coat closet, and closed-off storage space. Enjoy an affordable $195/month condo fee that includes master insurance, exterior and road maintenance, landscaping, snow removal and reserve funds. Set within the established pet-friendly, 47-unit Cherry Hill community and conveniently located near shopping, dining and commuter routes, this is an excellent opportunity for buyers seeking space, convenience and low-maintenance living.

15 Mercury Ter Unit 15, Haverhill

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